What to Do After a Car Accident: A Step-by-Step Insurance Guide

Car accidents are stressful, but knowing what to do can make all the difference. What to Do After a Car Accident: A Step-by-Step Insurance Guide gives you clear steps to stay safe and handle things calmly.

1. Check safety first.
   Make sure everyone is okay. Call 911 right away if anyone is hurt. Move vehicles to a safe area if possible.

2. Call the police.
   Even minor accidents should be reported. A police report helps document what happened and can be vital for your insurance claim.

3. Exchange information.
   Share names, insurance details, license plates, and phone numbers with all drivers involved.

4. Document everything.
   Take clear photos of the vehicles, the road, and any visible injuries. This evidence can help support your claim later.

5. Don’t admit fault.
   Stay polite, but don’t make statements about who caused the crash. Let the facts and insurance companies handle that part.

6. Contact your insurance company.
   Report the accident as soon as possible. Provide all documentation and be ready to answer questions from your adjuster.

7. Follow up.
   Keep your claim number, adjuster’s contact info, and any updates organized until the process is complete.

Accidents are never easy, but taking these steps helps protect your rights and speeds up your claim.

When you need help navigating what to do after a car accident: a step-by-step insurance guide, the team at William Gunn Insurance is here for you. We proudly serve drivers across Maryland, Virginia, Washington, D.C., and the Mid-Atlantic—offering personal service and peace of mind when it matters most.